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Mutual Funds
A wide range of mutual fund products selected around your individual goals and risk profile.
Read MoreAMFI-registered mutual fund distributorARN-97092Distributor, not an investment adviser
✦ AMFI-Registered Distributor · Serving families since 2009
A more meaningful way to
build wealth.
YOUR DREAMS OUR PRIORITY
AMFI-registered MFD · ARN-97092
Portfolio Snapshot
₹48,20,540
▲ XIRR 13.2% since 2019
Risk Profile
Balanced Grower
Goal · Aarav's Education
72% funded
On track · SIP ₹18,000/month
₹ 51+ Cr
AUM
5100+
Active Clients
15+
Cities Served
50 L+
In Active SIPs
Assets under advice as on 30 June 2026. Retention measured over trailing 3 years.
What we do for you
Six ways to begin, most of them free.
Whether you're just starting out or sitting on a decade of scattered folios, there's a clear first step here for you.
Free
Free Portfolio Analysis
Upload your CAS and get a plain-English report on overlap, cost drag, laggards and gaps — within 24 hours.
Get my free reportFree
Free Risk Profiling
Eight honest questions to discover the investor you actually are — and the asset mix that lets you sleep at night.
Find my risk profileFree
Free Digital Onboarding
PAN-based KYC check, bank verification and e-sign. Ten minutes, fully paperless, start your first SIP the same day.
Open an accountGoal Planning
Education, retirement, first home — we translate each dream into an inflation-aware monthly SIP you can actually keep.
Plan your goalBook a Consultation
Thirty unhurried minutes on phone, video or over chai at our office. No product pitch, just answers.
Curated Baskets
Ready-made fund combinations matched to your goals and risk profile — reviewed every quarter by our desk.
See the basketsOur products
Financial solutions for every stage of life.
Explore a considered range of investment, protection and wealth-building products.
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AIF
A privately pooled investment vehicle for sophisticated investors, regulated by SEBI under the AIF Regulations, 2012.
Read More03
PMS
Professionally managed, directly-held equity, debt and cash portfolios tailored to your risk profile.
Read More04
SIF
A SEBI-regulated vehicle bridging mutual funds and PMS, offering advanced strategies with a lower entry barrier.
Read More05
Life Insurance
LIC plans offering death cover, maturity benefits, a sovereign guarantee and tax relief.
Read More06
Health Insurance
Care Health Insurance plans covering hospitalisation, day care treatments and a wide cashless network.
Read More07
Motor Insurance
New India Assurance cover for private cars, two-wheelers and commercial vehicles, third-party and comprehensive.
Read More08
General Insurance
New India Assurance non-life cover across health, motor, property, travel and commercial risks.
Read More09
Fixed Deposits
Compare partner-issuer fixed deposit rates side-by-side and book the one that fits your tenure.
Read MoreGoal planningPut a number on the dream.
Put a number on the dream.
Then a date.
A ₹25 lakh dream today won't cost ₹25 lakh tomorrow. We translate each of life's milestones into an inflation-aware target — and a monthly SIP your household budget can actually keep.
- 1Name the goal.
Education, retirement, a home, a wedding — or simply wealth. - 2We price its future.
Inflation-adjusted, with honest return assumptions. - 3You start one SIP.
Mapped to a basket, tracked to the finish line — with annual step-ups.
GraduationCap 12–15 yrsChild's Education
Fees rise faster than CPI. Start when they're small, smile when they're eighteen.
Palmtree 20–30 yrsRetirement
Thirty years of salary must fund thirty years without one. Compounding needs a head start.
Home 5–8 yrsFirst Home
Build the down payment deliberately, so the EMI never owns your evenings.
Palmtree 10+ yrsWealth Creation
No single deadline — just the quiet decade of SIPs that changes a family's trajectory.
SIP Calculator
Plan your monthly SIP
See how a disciplined monthly SIP can grow over time.
Monthly SIP₹20,000
Invested
₹36 L
Growth
₹59.19 L
Total value
₹95.19 L
Projected value in 15 years
₹95.19 L
at an assumed 12% p.a. · illustrative
+₹59.19 L of growth
InvestedGrowth
Curated baskets
Ready-made portfolios, matched to your life.
Each basket is a hand-picked combination of 4–6 funds, mapped to a goal and a risk profile — and reviewed every quarter by our research desk.
Low risk
Sahara Income
For retirees who want a steady monthly income stream via SWP, with capital care.
25% Equity70% Debt5% Gold
₹3,000
Min SIP
4
Funds
3+ yrs
Horizon
Moderate risk
Kar Bachat ELSS
For salaried professionals who want Section 80C savings working harder than an FD.
100% Equity
₹2,000
Min SIP
2
Funds
3+ yrs
Horizon
High risk
Videsh Vistaar
For globally-minded investors adding US and international equity to the core.
85% Equity10% Debt5% Gold
₹5,000
Min SIP
5
Funds
7+ yrs
Horizon
About S P SAKHARE FINSERV
Seventeen years of sitting on the same side of the table.
Founded in 2006, we began with a simple vision to help individuals and families make informed financial decisions and work towards their life goals through disciplined investing. Over the years, we have built lasting relationships with our clients by combining experience, personalized guidance and a commitment to putting their financial interests first.
17+
Years beside our
client families
client families
“Wealth is not built in bull markets. It is built in the quiet decade when a family keeps its SIP running while everyone else panics. Our job is to be the steady voice in that decade.”
Sandip Pradip Sakhare
FOUNDER MD & CEO · MA ECONOMICS CFGP · 21 years
“The greatest advantage in investing is not knowing what happens next. It is having the discipline to stay the course when the future feels uncertain.”
Amruta Sandip Sakhare
CO-FOUNDER · BE EC 12 · years
Client stories
Families who put a date on their dreams.
★★★★★
“Working with Sandeep Sakhare has completely changed how I look at my personal finances. His enthusiasm for goal-based investment planning and deep knowledge in both mutual funds and insurance gave...”
KS
Kamal Somai
Senior IT Engineer
★★★★★
“As a first-time investor, I was hesitant about entering the market. Sandeep Sakhare made the entire SIP process simple to understand without any pushy sales tactics. He patiently answered all...”
AL
Ankush Arun Lomte
Senior Software Engineer
★★★★★
“I know Sandeep Sakhare for the last 20 years and have always appreciated his commitment and proactive approach. Periodically, he has reviewed my entire financial portfolio and identified critical gaps...”
VD
Shree Vivekananda Damle
M/S Hoerbiger India Pvt. Ltd. (Retired)
★★★★★
“"What sets Sandeep Sakhare apart is his proactive approach and dedication to client success. From analyzing my existing portfolio to setting up disciplined monthly investments, his advice has been invaluable....”
PKA
Piyush Kumar Aron
Retired Irrigation Dept. Uttar Pradesh
★★★★★
“I was looking for a structured way to plan for my child's education and build a retirement fund, but I didn't know where to start. Sandeep Sakhare guided me step-by-step...”
PKA
Anuradha Avinash Oak
Director, Balbharati Pune
Recognition
Built for trust, validated by consistency.
Certifications, registrations, and milestones that reflect years of disciplined advisory practice.
Tata AMC best performance award in PUNE
Helios AMC founder and Group CEO Samir Arora
Mirae Assets AMC Swarup Mohanty CEO and Vice Chairman
Nilesh Shah MD Kotak AMC
HDFC AMC MD and CEO Navneet munot
Care Health field officer award
Premier Club ADO all India award
LIC of India Western Zone in number 1 award
As featured & partnered with
AMFIBSE StAR MFCafemutualMoney ControlMintET Wealth
S P SAKHARE FINSERV on mobile
Your entire portfolio, on your phone.
Access
- Live portfolio value and XIRR across all family members
- One-tap SIP start, pause and step-up
- Goal trackers with funded-percentage at a glance
- Instant capital-gains & ELSS statements for tax filing
Family portfolio
₹1,12,48,320
▲ ▲ ₹84,210 today · XIRR 13.4%
Aarav's Education72% ●
Retirement 204441% ●
Emergency Fund100% ✓
Ready for a clearer view of your portfolio.
Start with a free portfolio review, a consultation over chai, or open your account in ten minutes — the first step is always free.
Open an accountGet my free portfolio report
A named advisor — not a call centre — will reach out within one working day.
✦ AMFI-Registered Distributor · Serving families since 2009Score my Portfolio