Health Insurance
Care Health Insurance (formerly Religare Health Insurance) offers standard and comprehensive health coverage features:
Core Hospitalization Coverage
- In-Patient Care: Covers hospital room rent, ICU charges, nursing fees, doctor fees, and diagnostic tests for stays exceeding 24 hours.
- Pre & Post-Hospitalization: Pays for medical costs incurred up to 60 days before admission and up to 180 days after discharge.
- Day Care Treatments: Covers over 540+ medical procedures that do not require 24-hour hospitalization due to advanced technology (e.g., cataract, chemotherapy, dialysis).
- Advanced Treatments & AYUSH: Extends coverage to alternative treatments (Ayurveda, Unani, Siddha, Homeopathy) and modern/robotic surgeries.
Key Restoration & Reward Benefits
- Unlimited Automatic Recharge: Automatically recharges the full Sum Insured if it gets exhausted during a policy year for related or unrelated illnesses.
- No Claim Bonus (NCB) & NCB Super: Earn a 50% increase in sum insured for every claim-free year, going up to 100% or 150% maximum depending on selected add-ons.
- Annual Health Check-Up: Covers routine health screenings for insured members every policy year, regardless of claims history.
Added Features & Financial Protections
- Cashless Network: Access to direct settlement at 20,000+ cashless healthcare network providers across India.
- Care Shield Add-On: Covers non-payable items (consumables like PPE, gloves, masks), protects your NCB, and inflation-adjusts your base sum insured.
- OPD & Global Cover Options: Add-on riders available for Outpatient Department (consultations, diagnostics) and international medical coverage.
- Tax Savings: Premiums paid are eligible for tax deductions under Section 80D of the Income Tax Act.
Contact S P SAKHARE FINSERV on: +91 9822547682